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Sony Bank WALLET at Sony Bank for convenient access to foreign currencies!

ソニー銀行のSony Bank WALLETで外貨の利用が便利に!会員限定の嬉しい特典も!

Due to the recent depreciation of the yen and rising prices, many people may have started to invest their assets in foreign currencies for the future. Foreign currency deposits offer higher interest rates than deposits in yen, and over a long time span, the difference is obvious when compared over the same number of years. So, of course, you can convert your accumulated foreign currency into yen, but if you are so inclined, you may also want to use and manage your assets in foreign currency. Here, we would like to introduce you to Sony Bank's services that allow you to use foreign currencies efficiently!

When you get used to managing your foreign currency deposits, you can also start saving foreign currency!

外貨の積立Saiga NAK

When you get used to managing your foreign currency deposits, you can start saving and purchasing from your foreign currency deposits. At Sony Bank, you can start with as little as 500 yen. You can choose to purchase your savings at any time from " daily ", " weekly ", or " monthly ", so you can save at your own pace without difficulty. Also, since foreign currencies are automatically purchased from the Yen Savings Account and deposited into the Foreign Currency Savings Account, those who tend to spend when they have a lot of money in their savings account can save with peace of mind.

Reserve Date


You can also set the maximum purchase rate and purchase within your desired rate. On the accumulation date you specify, you can purchase foreign currencies from Yen Savings Deposit and deposit them into your Foreign Currency Savings Account to accumulate funds. The exchange rate for the maximum purchase rate is based on the base rate (TTM) at 8:30 on the day of purchase plus the base exchange cost.

Create Sony Bank WALLET

Commencement Date of Savings Purchase

The date of your first reserve purchase depends on the time when you apply for and complete the reserve purchase process. If the procedure is completed between 0:00 a.m. and 4:29 a.m., the purchase will start on the first accumulation date that comes after the day of the procedure. If the application is completed between 4:30 a.m. and 11:59 p.m., the first accumulation date will be purchased on or after the day after the application is completed. Note that the start date of the procedure varies depending on the time of day the application procedure is completed, so be careful when starting the procedure. The purchase date can be confirmed from the " First Purchase Date " on the transaction completion screen. The amount and date of accumulation can be changed after application, so if you are familiar with overseas deposits, why not start saving for foreign currency deposits as well?

Starting a Foreign Currency Deposit with Sony Bank

Sony Bank WALLET for convenient shopping in foreign currencies!

Sony Bank WALLETSaiga NAK

With Sony Bank WALLET, a cash card with debit function, you can withdraw money from your Yen or foreign currency account, or withdraw local currency from overseas ATMs. In addition, if the balance of your foreign currency savings account is insufficient when you are traveling, the " Yen to Assist " service will automatically charge the missing amount from your Yen savings account. You don't have to worry about the shortage of your foreign currency deposit when you are traveling or in a situation where you have no choice but to use foreign currency. If you use Visa's designated exchange rate for overseas shopping, an additional 1.79% (including tax) will be deducted from your Yen Savings Deposit as an administrative fee for overseas transactions. Sony Bank's exchange rate will be applied when converting Yen Savings to foreign currency through the Yen-ka-ga Assist service.

The Yen-Deposit Assist service is available only if you have opened a foreign currency deposit account. There is no need to deposit money into a foreign currency deposit account in advance, so as long as you have a foreign currency deposit account, you can rest assured even if you suddenly have to go abroad! There is also no account maintenance fee when you open an account.

In addition, there are 10 currencies that are compatible with Sony Bank WALLET.

Available Currencies

  • U.S. Dollar
  • Euro
  • British Pound
  • Australian Dollar
  • NZ Dollar
  • Canadian Dollar
  • Swiss Franc
  • Hong Kong Dollar
  • South African Rand
  • Swedish Krona

There is a wide variety of currencies supported. As a debit card, you can use it for shopping at Visa merchants in more than 200 countries and territories around the world, so having one Sony Bank WALLET is a great security!

Sony Bank WALLET's great benefits!

優遇プログラム Club Sソニー銀行公式サイト

When you use Sony Bank WALLET to make purchases, you will receive monthly cash back based on the amount you spend, according to your stage in Sony Bank's preferential Club S program. The cash back rate is 0.5% for non-staged members, 1.0% for Silver members, 1.5% for Gold members, and 2.0% for Platinum members. The foreign exchange cost is also reduced according to the stage of the card. In addition to overseas use, you can also save on everyday use, and the more you use, the more you can save on foreign currency! The Sony Bank WALLET is packed with many benefits, but there is no annual fee! You can use the Sony Bank WALLET for everyday use as well as for foreign currency transactions, so there is no reason not to get a Sony Bank WALLET card!

And you can apply for the Sony Bank WALLET card if you are at least 15 years old. There will be times when you will need to pay by credit card when purchasing games, but credit cards require you to be at least 18 years old, and many people may not be able to get a credit card due to the age barrier. However, with the Sony Bank WALLET, you can apply as long as you are at least 15 years old! Also, since the Sony Bank WALLET is a debit card, the funds will be deducted from your bank account immediately after payment is made, so you can use the card with peace of mind and avoid unexpected overspending.


Sony Bank WALLET also offers the " ANA Mileage Club / Sony Bank WALLET " card, which is integrated with the ANA Mileage Club, and the " PlayStation Design " card, which is a must-have for gamers. The ANA Mileage Club card offers better foreign exchange rates than regular foreign currency exchange or credit cards, and you only need the ANA Mileage Club card when withdrawing local currency overseas. Depending on your ClubS stage, you may be eligible for up to five free overseas ATM charges per month! In addition, you can get 2% cash back on PlayStation Network/PlayStation Store purchases, and if you use your Sony Bank WALLET to pay for purchases at Sony Stores, whether online or in-store, you will automatically receive a 3% discount on the purchase price! Gamers are encouraged to get a Sony Bank WALLET with PlayStation design and enjoy your gaming life at a discount! Why not open a Sony Bank account and get a " Sony Bank WALLET " for more savings at the same time?

Create Sony Bank WALLET

Open an account at Sony Bank and make the most of your foreign currency!

Sony Bank WALLETSaiga NAK

You can use foreign currencies efficiently by using the services provided by Sony Bank and Sony Bank WALLET. For those who often go abroad, the " Yen to Assist " service, which automatically recharges your Yen savings account with the missing amount even if you do not have enough in your foreign currency savings account, is a service that is highly recommended. In addition, if you purchase 30,000 yen or more per month in the accumulation of foreign currency deposits as described in this article, you will be awarded Silver in the preferential program Club S stage. You can also accumulate deposits and get a higher cash-back rate for purchases, so there are no other advantages! If you have already started foreign currency deposits, you can also accumulate foreign currency deposits. If you have started a foreign currency deposit, why not use the Sony Bank WALLET as well? You can also use the "Sony Bank WALLET App" which allows you to check the usage status of your Sony Bank WALLET account and make various settings. The app allows you to check your usage status, suspend and resume Visa debit card usage, and set individual restrictions on overseas usage, online shopping, and more. This is a great way to prevent unauthorized use of your card in the unlikely event that it is used fraudulently. When you get a Sony Bank WALLET, be sure to use the "Sony Bank WALLET App" as well!

There are three ways to open an account with Sony Bank: "paperless account opening," " smartphone account opening," and " account opening by mail. Opening a paperless account takes about 2 days after application, opening a smartphone account takes about 3 days, and opening an account by mail takes about 3 or 4 days, depending on the timing of the mailing. The time it takes to open an account varies depending on the method, so choose the method that best suits your situation. For more information about Sony Bank's foreign currency deposit, please check the official Sony Bank website!


Sorry, this article is only available in Japanese. at the moment.